The idea of creating an income stream in which you get paid without working is nothing new. It’s actually the fundamental basis of any investing or future retirement plan. Whereby someone can increase and generate additional sources of income. In recent times, it has become somewhat trendy and fashionable and […]
Category: investing
What are dividends and how do they work ?
So what exactly is a dividend, it can be seen as most of the most important parts or reasons to invest within a specific or certain stock or company. Firstly, let’s explain what exactly a dividend is ? A dividend is a portion of the company’s profits or earnings paid […]
How to create a simple investment portfolio
So do do I build a simple Investment portfolio ? For those of you new to investing. The idea of creating an investment portfolio may seem daunting and frightening but it shouldn’t be. You need to get the basics right and it ultimately depends on 2 things when starting out. […]
What is a stocks & shares ISA ?
A stocks and shares ISA (individual savings account) is an account in the UK, that allows an individual to save or invest a limited amount within a tax-free investment wrapper. You can invest across numerous types of investments such as company shares, funds, ETF’s, investment trusts or bonds. It is […]
What is the 4% rule !
The 4% rule is a retirement guideline suggesting that you can withdraw 4% of your retirement portfolio annually in the first year of retirement. You can then adjust that withdrawal by inflation each subsequent year, and still reasonably expect your savings to last for at least 30 years. It’s a […]
Why is the price of gold still rising ?
This is a common question asked recently as people are people bombarded with radio advertisements, news articles, tv adverts, social media ads about the price of gold going galactic. But why is this specific class of asset having such a meteoritic rise in recent times. Are we in some kind […]
How to become a ISA Millionaire ?
The idea of becoming an ISA millionaire may be a distant dream or reality for some people, but it is a distant possibility or viable scenario for most people. According to recent information released there are 4850 ISA millionaires according to HMRC. The figure has been increased dramatically over recent […]
What is interest ?
So what is interest ?, Quite simply, interest is a rate of return given to a saver or investor paid by a financial institution. Which is paid on a sum of money earned or borrowed. It is typically expressed an a % figure on the sum or initial principle sum. […]
How to build wealth ?
The idea to build and create wealth, is a common purpose that people will aim to aspire to. But unfortunately most people don’t achieve it ! Why ? – because it takes discipline, time and a lot of effort. It may appear daunting and out of the reach for the […]
7 deadly sins of investing (how to avoid them)
The subject or idea of investing can appear to be complex and confusing, and there are so called pitfalls to avoid. So how can we eliminate our mistakes such the “7 deadly sins of investing” so we can improve our chances of success. Let’s look into what are considered the […]
What’s the difference between saving and investing ?
Savings and investing are simply 2 ways to handle and control your money. Ultimately you want your money to work for you. So let’s look at a common question: “What’s the difference between saving and investing” To keep things easy to understand, let’s spilt it in 2 simple steps. What […]
How to pick good quality dividend stocks ?
So how do you pick so-called good quality dividend stocks ? The aim for any successful investor is to get the fundamentals of investing right. So you can improve your chances of success. You don’t have to get every investment decision right. But it can limit your losses and number […]
Top Tips to managing an successful investment portfolio
So what are the top tips for creating and managing a so-called successful investment portfolio. Whereby your investment portfolio may contain varying asset classes such as cash, bonds, stocks, funds, investment trusts. However creating and managing how that portfolio is run involves a lot more work than simply investing your […]
How to build a simple investment portfolio
So do do I build a simple Investment portfolio ? For those of you new to investing. The idea of creating an investment portfolio may seem daunting and frightening but it shouldn’t be. You need to get the basics right and it ultimately depends on 2 things when starting out. […]
the 1st £ 100,000 is hard the rest is easy
The idea of building wealth or creating a sizeable investment portfolio may appear daunting or investing at first, when starting out on your investment journey. With regard to the subject of investing it may be the hardest or biggest challenge you face. Your end game may be to create a […]